Terms & Conditions

By accessing or using this website, users agree to comply with the following Terms & Conditions. Please read these terms carefully before using our website or services.

Website Purpose

This website is intended for informational purposes related to insurance services and products offered by Tom Donovan Insurance Agency, LLC. The information provided does not constitute legal, financial, or insurance advice.

Acceptable Use

Users of this website agree not to:

• Violate any applicable laws or regulations
• Submit inaccurate or fraudulent information
• Attempt unauthorized access to any part of our systems
• Use the website for unlawful or harmful activities
• Interfere with the proper functioning of the website

No Guarantee of Coverage

Requesting a quote or submitting information through this website does not guarantee insurance approval or coverage. Insurance coverage remains subject to underwriting review and insurance carrier approval. Final policy terms, conditions, and pricing are determined by the applicable insurance carrier.

Accuracy of Information

We strive to maintain accurate and current website information but make no warranties, express or implied, regarding the completeness, accuracy, or reliability of any content. Information is subject to change without notice.

Intellectual Property

All content including text, graphics, logos, branding, and website design are the property of Tom Donovan Insurance Agency, LLC, or its content suppliers and are protected by applicable intellectual property laws. Unauthorized reproduction, distribution, or use is strictly prohibited.

Limitation of Liability

Tom Donovan Insurance Agency, LLC shall not be liable for any indirect, incidental, consequential, or punitive damages resulting from your access to or use of this website, including but not limited to errors, omissions, or interruptions in service.

Third-Party Services

Our website may include links or integrations with third-party services, websites, or platforms. We are not responsible for the content, privacy practices, or terms of any external services. Accessing third-party links is done at your own risk.

Termination of Access

We reserve the right to restrict or terminate website access at our sole discretion, without notice, for any conduct that we believe violates these Terms & Conditions or is harmful to other users, us, or third parties.

Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of the State of Michigan, without regard to its conflict of law provisions.

Modifications

We reserve the right to modify these Terms & Conditions at any time. Continued use of the website after any changes constitutes your acceptance of the revised terms.

Contact Information

For questions regarding these Terms & Conditions, please contact us:

Tom Donovan Insurance Agency, LLC
8177 Secor Rd, Suite B
Lambertville, MI 48144
Phone: (918) 849-4548
Email: owner@tomdonovaninsuranceagency.com